So, I have officially entered into the next phases of "nervous breakdown" because we have been DENIED the better plan of insurance that we inadvertently did not sign up for. Essentially, it turns out, that my husband is to blame- SURPRISE!
Their argument is that the letter (the unclear one that I received in the mail) was followed up by an in- work e-mail CLARIFYING that the new paperwork MUST be filled out to be in the higher plan. I, not being aware of the in house e-mail that circulated around his work, did not get the memo. They closed the book on us and that's it! Heartless mother fuckers!
I could bash my husband and rip him a new asshole and rant and rave about his illiterate ass not picking up on this memo, but I don't have the energy. Oddly enough, for once in my life, I don't give a shit that it's totally his fault or WHO'S to blame! I have cried so much that I hyperventilated which is never a good sign of my impending sanity.
I am so fearful of these bills rolling in- at least, they'll be in good company.
I shouldn't , but I have sat down and figured that we have paid roundabouts of $86,000 in premiums for this insurance in the last 12 years. The day that we were placed into the lower plan- my husband's big fat stupid ass was put in the hospital for 6 days and a surgery. $86,000 has meant nothing to their bullshit "deductible" policy.
I know I'm not the only one with problems like these. Sure, it helps to hear others' stories- misery likes company- misery especially like to hear about people in worse situations or that overcame a hurdle like this.
Bitter? Damn right, I'm bitter. Emotionally unstable? You bet your ass! Clueless of what to do next? Absolutely.
Oh, I know, why don't I throw a High School Musical Party for my daughter- yeah, this will be fun!
UPDATE: this was written literally in the tearful hours after 'the news'. Sorry for the downer! It's now Saturday morning and I have a hangover headache (who knew crying would do that), but I have a slightly better outlook. Here's why...
First, I thought I was going crazy (I know what you're thinking- I know, I'm crazy, but still somewhat functional, but I really thought white coats should be called in!) It's just money- lots and lots of money that we owe, but we're all healthy- thank God- because we can't afford to NOT be, at this point- but it's just money! Lo and behold this morning, my Aunt Florence makes a visit! She convinced me that I am not going crazy and just received such crummy news when it was not hormonally appropriate!
Second- and this is a biggie, MY HUSBAND HAS GONE BACK TO WORK!!! If you recall, this summer, his 15 day staycation about put me in a grave! Although this one was not as planned out and we were busy, vacation, Halloween, hospital, yada, yada, yada- today is his first day back to work in ...drum roll please... 30 DAYS! He was out of work for 30 days. I was co-existing with him for 30 days!
Do you ever watch the show 30Days? Morgan Spurlock(Supersize Me)experiments different lifestyles for 30 days- walk in another man's shoes- 'out of your comfort zone' kind of thing-Living on minimum wage, living on an Indian Reservation, living as a coal miner, co-existing with Tena's husband... He should have been filming at my house!
Lastly, but definitely not least, I got a comment from Paige from Malfunction Junction. As I try and do always, I went to visit her and read her blog. She has an award for me on there! I feel like such a doofus, but a very grateful doofus!
Annie at Cookies, Chaos and Conversations- you know I love you! You also mentioned that you haven't stopped crying all week. Don't know why, but maybe you had a relative visit, if it's something else- I'm here for you!
Jill Jill Bo Bill- You knew I was on the deep end and you get me- which doesn't speak volumes for your sanity, but it does make you a good friend!
Sabrae at It's Just the Everyday Humdrum that People Make it out to Be- She's got a life that could be made into a soap opera and I dig that. She's also a lesbian and my husband thinks I am one since I enjoy watching the "L Word" and everything on Bravo so having her as good blogger buddy totally freaks him out and I love that!
Now bring on the party (The High School Musical Party!)